Vat Bill Loan

A VAT charge is applied to all goods and services provided if they are paid for. The buyer pays the VAT to the seller or business; the company then pays this VAT to the government. VAT is assessed on the value of goods or services that have been provided, and is paid each time there is a sale.

Businesses pay VAT to the government in lump sums, and often take out a VAT bill loan to pay off this bill quickly and efficiently, to minimize any pressure on the businesses funds. VAT is assessed on the value of goods or services that have been provided, and is paid each time there is a sale.

Businesses will need to pay their VAT bill by the deadline shown on their VAT return. This is taken out of their own revenue or by taking out a VAT bill loan. If a payment does not reach the HM Revenue and Customs by the date set, then a surcharge could be applied to the account. There are different deadlines if they use:

  • The Annual Accounting Scheme
  • Payments on account

Usually VAT registered businesses need to submit a VAT return and any payments due to HM Revenue and Customs (HMRC) on a quarterly basis, however this can vary.

We understand that your VAT bill can place considerable strain on your business’ cash flow and this is why at, we can offer you a VAT bill loan; a flexible solution tailored to your needs in order to meet your VAT liability.

VAT Bill Loan: How To Pay A VAT Bill

It is essential that a VAT return must be given back no later than 30 days after the end of the quarter (the exact date will be stated on the VAT return form from HMRC). Businesses that don’t submit their VAT return on time can face strict penalties.

A lot of businesses are not always in a position to pay their VAT bill by the date required, as they do not have a huge amount of disposable funds to deal with large lump sum bills or payments. A VAT bill can put a lot of strain on a business’s finances, and this is why many companies are choosing to finance their VAT bills by applying for and using a VAT bill loan.

Take the stress out of your VAT bill by taking out a VAT bill loan from and spreading the cost over a payment plan to suit your business’s needs.

VAT Bill Loan: What Are The Advantages

Taking out a VAT bill loan can relieve the stress of a VAT bill, which can sometimes put a lot of strain on your company finances. A VAT bill loan will give you a lump sum of cash to pay off the VAT bill, and allow you to spread the repayment cost over a payment schedule that will suit your business and your financial situation.

At, we aim to give you a decision on your VAT bill loan application as soon as possible. If you are approved, we will work to transfer the funds over promptly.

The advantages of taking out a VAT bill loan to pay off your VAT bill include;

  • Improved cash flow
  • Easy monthly repayments
  • Keeps your bank funding lines open
  • Fixed Rates
  • Fast decisions & Fast funds
  • Personal service & dedicated account manager

Taking out a VAT bill loan will relieve financial stress, and buy a business some time to settle their funds so that they are prepared for the next quarterly or annual bill.

At we recommend a 12-month facility for a VAT bill loan, although it is possible to arrange terms from 6 to 60 months. Individuals are able to borrow from £10,000 to £10,000,000 from

Why Choose For Your VAT Bill Loan?

At, we can provide our customers with a;

  • corporation tax loan
  • capital gains tax loan
  • income tax loan
  • VAT bill loan

We have been working in this field for over a decade and our dedicated team of financial specialists use their expert knowledge of the industry to focus on delivering exceptional customer service. We offer our customers competitive rates, along with fast credit decisions and fast funds when they request a VAT bill loan.

Our interest rates for a VAT bill loan are extremely competitive, and our team of financial experts do their best to make the entire process as smooth as possible for our clients. Being in a troubling financial situation can be a stressful time for a company, and we aim to eradicate this stress for our clients in a hassle-free manner.

Customer satisfaction and is of paramount importance to us, and we pride ourselves on offering a speedy and straightforward service. Approval for a VAT bill loan can be achieved in just 24 hours, with the funds being available to our client in a further 24 hours.

Put your VAT bill and cashflow issues behind you by applying for a VAT bill loan. Some of the advantages of using for your VAT bill loan include;

  • Flexible payments, spread over a period to suit you and your company
  • Competitive interest rates
  • Dedicated Account Manager
  • Easy fixed repayment schedule
  • Approval within 24 hours
  • Funds available within 48 hours

Use our online quote calculator on this page to see an illustrative example of a VAT bill loan. For a more personal service, please get in touch and speak to one of our Account Managers, who will be more than happy to offer any guidance and advice you may need on your VAT bill loan 01536 529696.


Whilst we recommend a 12 month facility for Vat Bill Loan it is possible to arrange terms from 6 months to 60 months.

Loan Example

Loan Illustration Amount:
Loan Repayment Term:
12 months
Monthly Repayments:
Total Amount Repayable:
Total Fees + Interest:
Representative APR:

Tax Loan Quote Calculator:


Use our loan repayment calculator to tell us what you want to borrow and we’ll show you an example of what you might repay.

If we make you an offer, your rate and payments may be higher depending on our assessment of your circumstances and financial behaviour. Available to over 18’s only, subject to status.

To discuss this quotation, please call our team on 01536 529696 .

*Subject to credit approval